^FAQ
Questions? We've Got Answers.

1. When is a good time to invest in the market?

Now. The market is always fluctuating. The goal is not to be aggressive and invest all your money. Invest a planned amount for retirement and other goals and stay the course.

2. Which stocks should I buy?

Historically stock outperform bonds in the long run, however they fluctuate with the market. Also, stocks are not the only investment option. Depending on your goals I can customize a plan with diversified investments.

3. How much should I save?

At least 6 months of living expenses in cash for emergencies or unexpected costs if single. At least 3 months of living expense if married and both spouses working.

4. What is the best thing to do now?

Clients with many years before retirement should be aggressive with their investments. For example, investing 80% in the stocks and mutual funds and 20% in a fixed account or bonds maybe be appropriate for someone who has a higher risk tolerance and has many working years ahead before retirement. Review your 401(k) statement with your financial professional. Update your risk tolerance questionnaire and request a personalized investment strategy. Create a financial plan. In the financial planning world, age 59 ½ is what we call a triggering event. It’s time to create an income strategy for retirement and to put it in place. Doing so will help ensure you can retire even if the market does not cooperate. Reduce your expenses. Set-up a budget and track your spending to stay within your budget. We can offer online tools to track your spending and send automated alerts to keep you within budget.